Aadhaar Pay API
Aadhaar Pay API
Aadhaar is used by businesses to establish identity of users. OKYC/ offline KYC is used to authenticate personal information about any individual in seconds. Just enter the user’s Aadhaar number and validate using OTP delivered to the registered mobile number. Get results like a registered name, gender, address, state, user’s image, father’s name, DOB, Contact number, and email address.
Features of Aadhaar Pay
- Inter-operable
- Instant transfer, 24X7 availability
- No peripherals required for customers to make payments like cards and smart phone
- Secure and safe as it is based on biometric authentication.
Benefits to merchants
- Seamless fund collection from customers
- Lower Transaction charges
- Safe and secure
- Instant account to account fund transfer
- Increased customer satisfaction as process saves time
- Easy reconciliation
- Eliminates cash handling cost and risk
Benefits to customers
- No need for a smart phone to make payments
- No need to remember PIN & Passwords
- Customer ease, easiest way of cashless payment
- Pay from any Aadhaar enabled bank account
- No security issue as payments are done through biometric authentication
- No need to carry cash.